Business finance

Managing and securing business finance is vital for a company's growth. Whether it's peer to peer lending, invoice financing or a more conventional loan, staying informed is crucial.

Business finance

Managing and securing business finance is vital for a company's growth. Whether it's peer to peer lending, invoice financing or a more conventional loan, staying informed is crucial.

5 types of agile funding you need to know about

Businesses need to access fast and flexible financing more than ever before. Learn about how “agile funding” can boost your business’ growth.
16 November 2020 | Business finance

Protecting your business with income protection insurance

Becoming self-employed is a big step to take, but it can provide many benefits such as freedom, intellectual fulfilment and flexibility. There are also financial benefits as some self-employed people earn more than they would as an employee. However, there are also higher risks and disadvantages if you are not prepared…
01 June 2012 | Business finance

OPINION: Simplify the tax rules and let UK small businesses thrive

There’s been a lot of talk recently about how the great new lifeblood of the UK - and worldwide - economy is going to be fuelled by small businesses.
08 March 2012 | Business finance

Alternative sources of business growth finance

Talk to any business owner or read the business section of any newspaper and you’re likely to come across stories of struggles to access sufficient finance to grow or maintain their business. But we are beginning to witness a change in how business owners access finance with many now actively seeking out alternative sources.
28 February 2012 | Business finance

OPINION: Simpler reporting - What do you think?

What the UK Government defines as micro and small business communities (less than £440,000 turnover and ten or fewer employees) constitute approximately 60 per cent of all companies registered at Companies House, plus there are the tens of thousands of sole traders and partnerships in Britain. So, it is no surprise – and indeed it is good news – that the Government is looking at how it can help small businesses play their part in steering the nation away from an economic abyss.
05 December 2011 | Business finance

Legal issues when dealing with investors

Securing significant investment is often crucial for a business’s development and survival. However, entrepreneurs shouldn’t be afraid to hold out for the right deal on the right terms. Even where the broad commercial deal appears favourable, businesses should make sure that the legal language in any transaction documentation doesn’t create long-term problems.
25 November 2011 | Business finance

Common money management mistakes that entrepreneurs make

Many entrepreneurs find money management difficult, especially during in the early days, and yet it is something that is absolutely critical to the success of your venture. Here are some of the most common money management mistakes that entrepreneurs make and how you can avoid making them yourself.
30 September 2011 | Business finance

Understanding your accounts: the profit and loss account

The profit and loss account forms part of a business’ financial statements. It summarises the trading results of a business over a period of time (typically one year). In contrast, the balance sheet is a ‘snap shot’ of the assets and liabilities of the business at a particular point in time.
19 August 2011 | Business finance

Alternative methods of raising funds

Business growth has traditionally been financed by banks, venture capitalists or angel investors. But sometimes the traditional route is not always ideal. Nowadays the potential funding opportunities have diversified. If your company is struggling to raise finance, consider looking for an alternative method of funding to get the cash you need to growth.
12 August 2011 | Business finance

Guide to tax-deductible business expenses

All business owners want their business to turn a profit. However, they also want to be sure that the accounts accurately reflect not only the income; but the expenses too. Claiming the correct expenses, will mean that your profits are accurate and therefore, your tax bill is no more than you are legally obliged to pay. Knowing what to and what-not-to claim can be tricky though.
29 July 2011 | Business finance

Early stage accountancy advice for new entrepreneurs and businesses

Fifty percent of start-up businesses fail in the first year and 95 percent fail within the first five years but despite the economic downturn, the SME market continues to grow. While no one knows if a business will succeed or fail - you can take steps in order to help your business get off to the absolute best start.
15 June 2011 | Business finance

Investing your own money into your business

Investing your own money into your business is an option taken by many entrepreneurs. There are a number of ways to invest – from savings and remortgages to selling valuable assets.
16 March 2011 | Business finance

Raising money from friends and family

Start-up finance from friends and family is a popular way to kick-start a business; favourable terms and flexible repayment schedules are often just what entrepreneurs need when trying to get off to a good start.
16 March 2011 | Business finance

Applying for a Government grant

Government grants are growing in popularity; with funding available for a range of projects and in different geographic areas, small businesses no longer have to feel limited by traditional ways of raising capital. Applying for a Government grant is easy and can be very cost-effective.
16 March 2011 | Business finance

Guide to small business grants

Small business grants are available from both government-sponsored funds and also private organisations such as charities and Regional Development Agencies. They are typically for small amounts but offer very attractive repayment terms – in many cases the grant is a gift that doesn’t need to be repaid.
16 March 2011 | Business finance

How to negotiate with investors

Learning to negotiate with investors will help you secure the best possible deal for your business. Your investor will try to strike a hard bargain – remaining strong but being flexible is key to success.
16 March 2011 | Business finance

Guide to equity finance

Private equity provides businesses with finance in exchange for a proportion of the business, most often in the form of shares. It is a popular method of financing because private investors often provide support and guidance in addition to capital.
16 March 2011 | Business finance